Safeguard what matters most: your loved ones.
No-one wants to consider the worst-case scenario—but if anything were to happen to you, would your family’s needs be met? A life insurance policy provides you and your loved ones with peace of mind for a secure future in the event that tragedy strikes.
Who should have life insurance?
If anyone in your family depends on your income, or would face a financial burden in the event of your death, you need a life insurance policy.
A “death benefit,” which is money your dependents will receive, helps to cover day-to-day expenses like mortgages, rent, and medical bills, and can also provide for your children’s college education. Life insurance also ensures that your loved ones aren’t burdened with outstanding bills or taxes that would force them to sell assets, or even declare bankruptcy.
What kind of coverage do you need?
The amount of required life insurance coverage depends on a few factors. In most cases, the policy should be 7 times your salary, but your insurance needs can fluctuate at various points in your life. We’ll reassess your policy each year to make sure that your family remains secure.
We offer a few different types of coverage options:
- Term insurance provides temporary coverage for a certain number of years.
- Permanent insurance, including whole life and universal life, is a long-term plan that can include investment options.
Contact us to find out how you can invest in your family’s future and protect your loved ones today.